Fertiliser If 2026 has taught us anything, it's that fertiliser markets can change quickly. Many growers entered 2026 believing fertiliser prices would ease. Instead, geopolitical events, export restrictions and supply interruptions pushed prices higher and reminded...

A mentor of mine told me some years ago “...buy everything you need to retire with while you are working, because you’ll be too tight to buy it for yourself when you retire”. This advice supports the quote: "Don't simply retire from something; have something to retire...

Every farming family we work with wants the same thing: a business that thrives, and relationships that thrive alongside it. Yet time and again, we see families where the business is doing fine on paper but the people underneath it are quietly running on empty —...

This article was first published in the April 2026 issue of TerraWise Insights. To get the latest updates and insights, subscribe today. A couple of months ago, we stepped through some of the key lessons coming out of the paddock — what actually works when it comes to...

Succession in farming businesses is often seen as something that can be “done and ticked off”. But it behaves much more like a washing machine—something that runs through cycles, requires the right inputs to optimise the outcome, and needs to be replaced over time. If...

Written 26th May 2026 – At it’s 5th May 2026 meeting, the RBA Board voted — again by a split majority of 8-1 — to increase the cash rate by 0.25% to 4.35%. This is the third consecutive rate hike since the tightening cycle recommenced in February, bringing the cumulative increase to 0.75% in just four months.

This article was first published in the February 2026 issue of TerraWise Insights. To get the latest updates and insights, subscribe today. As we look ahead to another year, it’s worth pausing to reflect on some of the key learnings from the past twelve months. Some...

You’ve done it. You’ve finished harvest and you’re finally on the well-deserved annual family holiday, when you receive a call from Planfarm’s support team – “Hi there, can you please fill in your datasheet and reconcile your cashbook.” Whoops! We hate to ruin your...

‘Good Change’ is the literal translation of ‘Kai – Zen’, a Japanese term for continuous and incremental improvements. Have you been through a busy period and felt like you started out well-organised?

When margins tighten, every line item gets a harder look. That’s not a bad thing— it’s good discipline. But not all costs are equal, and cutting the wrong ones can cost you more than you saved. Before committing to any significant input decision this season, run...

Everybody knows Toyota. Many of us will drive one most days. Few of us pay much attention to the business behind the badge. But that business – and what it spent seventy years working out about how work actually gets done – is worth a closer look, particularly now....

Why a few better decisions are starting to make all the difference There was a time - not that long ago - where things could be a bit loose and still work. You'd get a decent season, a fair price, and it covered a lot. A few decisions weren't quite right, but it...