I’m sure you are well aware that interest rates have been reducing for farm businesses in 2025, with most banks passing on a 0.5% - 0.75% reduction in rates depending on how they structure their products. Based on the 2024 Planfarm Benchmarks data, a 0.75% reduction...

Whether you’re fully across your numbers or still catching up on coding receipts, the end of the financial year is a valuable time to check in on the financial health of your farm. It’s not just about ticking boxes for the accountant—EOFY is your chance to get clear...

In a similar vein to all commodities in recent months, canola has had an interesting journey in recent history. Down, doom and gloom, wondering what was going to make it go up, to in a relatively short space of time being, well, decent. As per the basic economic...

In agriculture, we often shrug and say things like, “Can’t control the weather,” or “We’re at the whim of the markets.” Sure, there’s truth in those statements. But the mindset we bring to these uncontrollable elements can dramatically shape our business...

Carbon has always been an integral part of farming, present in your soils, pastures, crops, and trees. It’s the backbone of a healthy, productive landscape. But as the carbon industry gathers momentum, so does the noise. Not everyone’s on board. And not everything is...

This is a topical issue, and we acknowledge that it may strike a nerve. After all, growers across the country are under pressure. Costs are rising, labour is tight, and margins are thin. So, it’s natural to hope that better prices might be the answer. But here’s the...

Clear Data, Confident Decisions: The Key to Carbon Accounting Did you know that many of the larger companies you supply or deal with already report their own emissions annually, and as part of that, they either already report yours, or soon will. That means...

You may know the feeling: a podcast comes along, and you become a bit addicted, eagerly awaiting the next episode. I have been listening to this bloke for a month or so now, and The Financial Bloke is one of these for me. Ben Law, The Financial Bloke, is based in...

In our fast-paced world, change is often hailed as the hallmark of progress.  Agriculture and the business of family dynamics are no different.  In almost all cases, change is brought about by the necessity to gain greater productivity, increased efficiencies and...

Profitability in farming depends not only on production outcome but also on having a clear understanding of costs and the revenue needed to remain financially sustainable. One key financial metric is the break-even point – it tells you how much income you need to...

At Planfarm, we’ve walked alongside Western Australian farmers for over 50 years, and if there’s one thing we’ve learned, it’s this: solid bookkeeping is the backbone of every successful farm business. It's not just about tracking expenses—it’s about understanding...

Are you a university student looking for a summer job? Are you a young adult wanting to enter the agricultural industry? Why not partner with Planfarm? What is the Undergrad Program? The Planfarm Internship Program for Undergraduates is a hands-on summer opportunity...